HealthCare4ChildCare

HealthCare4ChildCare Through DC Health Link:

Affordable health coverage for early childhood education providers and their teams

HealthCare4ChildCare for DC Residents Who are Employees of Child Development Centers and Homes

HealthCare4ChildCare (HC4CC) for DC Residents provides free health insurance through DC Health Link for District residents (and their families) who are employees of DC’s Office of the State Superintendent of Education (OSSE)-licensed child development centers and homes.

  • Employees who are District residents (and their families) will have $0 premiums when they choose to enroll into a gold essential plan.
  • Premiums will be $0 for the eligible employee and their dependents (i.e. spouse and children).
  • HealthCare4ChildCare trained experts will help employees enroll.

Eligibility: District residents (and their families) who are full- or part time employees of OSSE-licensed centers and homes are eligible for free premiums. Families include spouse and dependent children. Employees (and their families) do not qualify for HC4CC if they are eligible for Medicaid or Medicare.

Note: District resident employees should check with their employer to see if they offer HC4CC through the employer’s group plan.

HC4CC Health Insurance for District Residents: District residents (and their families) who are eligible can choose to enroll in one of the three gold essential plans available on DC Health Link’s Individual & Family Marketplace.

2024 Individual & Family Marketplace Essential Gold Plans
Insurance Company: Kaiser Permanente
 Plan Name: KP DC Essential Gold 500/25/Vision
 Plan Type: HMO
 Summary of Benefits and Coverage 		Insurance Company: CareFirst BlueCross BlueShield
 Plan Name: BlueChoice HMO Essential Gold $500
 Plan Type: HMO
 Summary of Benefits and Coverage 		Insurance Company: CareFirst BlueCross BlueShield
 Plan Name: BluePreferred PPO Essential Gold 500
 Plan Type: PPO
 Summary of Benefits and Coverage
2024 Individual & Family Marketplace Essential Gold Plans
Insurance Company: Kaiser Permanente
 Plan Name: KP DC Essential Gold 500/25/Vision
 Plan Type: HMO
 Summary of Benefits and Coverage
Insurance Company: CareFirst BlueCross BlueShield
 Plan Name: BlueChoice HMO Essential Gold $500
 Plan Type: HMO
 Summary of Benefits and Coverage
Insurance Company: CareFirst BlueCross BlueShield
 Plan Name: BluePreferred PPO Essential Gold 500
 Plan Type: PPO
 Summary of Benefits and Coverage

Free Health Insurance: All three plans have $0 monthly premiums under HC4CC. All plans are Affordable Care Act (ACA) plans covering doctors, hospitals, lab work, prescription medications, and other services.

Free Preventive Care: All three plans have free preventive care, meaning no deductible, no co-insurance, and no co-payment for vaccinations, annual well-woman and well-child visits, contraception, screening for cancer, diabetes, hypertension, depression, and other chronic conditions, routine eye and dental check-ups for children, and many more services.

Deductibles, Copayments, and Co-insurance: HealthCare4ChildCare only pays for health insurance premiums. It does not pay for annual deductibles, co-payments, and coinsurance. Enrolling into a DC Health Link gold essential plan will help you maximize your insurance benefits. All three plans cover services before you meet your deductible, making it easier to get essential medical care when you need it. Although these services do not have a deductible, they do have a copayment:

  • Primary care visits, no limit on number of visits ($25copayment)
  • Specialist visits, no limit on number of visits ($50 copayment)
  • Generic prescription drugs ($15 copayment)
  • Urgent care ($60 copayment)
  • Outpatient mental and behavioral health, no limit on number of visits ($25 copayment)
  • Outpatient substance abuse treatment no limit on number of visits ($25 copayment)
  • Emergency room care ($300 copayment)

Free Coverage for Diabetes Type 2 Treatment: All three plans have free coverage for Type 2 Diabetes, meaning coverage without a deductible, co-insurance, or co-payment for physician visits, lab work, insulin, 1 eye exam, and 1 foot exam.

Compare Plans with Plan Match

See your plan options through HealthCare4ChildCare and your overall costs. Plan Match is powered by Consumers' CHECKBOOK.

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