Lower Your Premiums
The cost of health insurance shouldn’t be a barrier to getting covered. DC Health Link can tell you if you qualify for lower monthly premiums or free coverage (called Medicaid). The lower premium amount is based on your income and the ages of your family members.
The 2022 Inflation Reduction Act expanded access to lower monthly premiums and has made it possible for many more people to qualify. No one will need to pay more than 8.5 percent of their income for a benchmark plan (premium cap protection based on second lowest cost Silver plan).
You may be eligible for lower monthly premiums if your annual household income is within the ranges below:
|EXAMPLES||Income Range *|
|One Adult||$31,347 to $129,322|
|Two Adults (Married)||$42,398 to $258,644|
|Two Adults (Married) + 1 child||$54,941 to $297,422|
|Two Adults (Married) + 2 children||$66,300 to $336,200|
* The upper limit amount will change based on the ages of the individuals enrolled and whether they have access to other coverage such as Medicaid, Medicare, or employer-sponsored coverage.
You may be eligible for free coverage called Medicaid if your household’s monthly income is below the following amounts:
- You’re a single adult without dependent children with monthly household income up to $2,612.25 ($31,347 annually)
- You’re age 19 or 20 with monthly household income up to $2,685.15 ($32,221.80 annually)
- You’re a parent or caretaker relative with a dependent child under the age of 19 (household of 2) with monthly household income up to $3,631.77 ($43,581.20 annually)
- You’re a parent or caretaker relative with two dependent children under the age of 19 (household of 3) with monthly household income up to $4,578.38 ($54,940.60 annually)
- You’re a pregnant woman expecting twins* with one dependent child under the age of 19 (household of 4) with monthly household income up to $8,100 ($97,200 annually)
* If pregnant you must count yourself and the number of children you’re expecting.