Frequently Asked Questions (FAQs)

Employers will select one of the health plans available to employees to serve as the "reference plan." Employers will then select a percentage to contribute to each employees' premium and a separate percentage to contribute to family member premiums, if coverage is offered. The employer's contribution is fixed based on each employee and family member's premium to enroll in the reference plan, even if an employee enrolls in a different plan. Employees who do enroll in a different plan will pay the difference between the reference plan contribution and the full cost of the selected plan. The employer's cost will never change regardless of which plan the employee chooses.