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Healthy DC Plan

The Healthy DC Plan is quality health coverage for DC residents who qualify. There are no monthly payments and no costs when you get care. All plans cover doctor visits, urgent care visits, hospital stays, prescription drugs, mental health care, and more. NEW for 2027: Healthy DC Plan now covers dental and vision services!

Are there out-of-pocket costs for Healthy DC Plan?

No. Healthy DC Plan does not have monthly payments (also called premiums) or out-of-pocket costs for covered services. When you get care from participating doctors and hospitals, and community health centers, there is no out-of-pocket cost to you.

What does Healthy DC Plan cover?

The Healthy DC Plan covers essential health care services including:

  • Primary care doctor visits
  • Specialist doctor visits
  • Urgent care visits
  • Hospitalizations and emergency care
  • Laboratory services
  • Prescription drugs
  • Mental health, behavioral health, and substance use disorder services
  • Preventive care
  • Dental services NEW
  • Vision services NEW

Coverage Details

For more information on covered services, download and review each plan's Summary of Coverage (SOC) and Evidence of Coverage (EOC).

AmeriHealth Caritas District of Columbia Healthy DC Plan Plan Year 2027: Plan Year 2026: CareFirst BlueCross BlueShield Healthy DC Plan Plan Year 2027: Plan Year 2026: MedStar Family Choice Healthy DC Plan Plan Year 2027: Plan Year 2026:

Who is eligible for Healthy DC Plan?

DC residents are eligible for Healthy DC Plan if they are:

  • 21–64 years old;
  • US Citizen or lawfully present;
  • Not eligible for Medicaid;
  • Not eligible for employer or other coverage; and
  • Have an annual income between 138% and 200% of the Federal Poverty Level. For more information, see the Income Eligibility for Healthy DC Plan table below.
Income Eligibility for Healthy DC Plan
Household Size* You qualify if your annual income is:**
1-person household, annual income $22,025 – $31,920
2-person household, annual income $29,863 – $43,280
3-person household, annual income $37,702 – $54,640
4-person household, annual income $45,540 – $66,000

*Contact us about eligibility for larger households.

**Special Eligibility for Lawfully Present Residents: If a lawfully present resident with an annual income below 138% of the federal poverty level is not eligible for Medicaid due to immigration status, the resident is eligible for Healthy DC Plan in 2026.

Important information about pregnancy: If you become pregnant, you will no longer be eligible for Healthy DC Plan. Medicaid will cover you, including delivery and 12 months of post-partum care.

When can I enroll in Healthy DC Plan?

Open Enrollment for Healthy DC Plan is from November 1 through January 31. If you enroll in a plan by the 15th of the month, your coverage will begin on the 1st of the following month. If you enroll after the 15th, your coverage will begin on the 1st of the next month. Ready to apply? Log in to or create your DC Health Link account.

Example of Enrollment Dates
If you enroll… Your coverage begins…
…by December 15 … on January 1.
…between December 16 and January 15 … on February 1.
…between January 16 and 31 … on March 1.

You may be able to enroll into a Healthy DC Plan outside of the annual open enrollment period or make changes to your plan outside of open enrollment if you meet certain criteria. This is called a special enrollment period and usually requires you to act within 60 days of the qualifying event. Go to our Life Changes and Special Enrollment Periods page for more information on how to apply for a special enrollment period.

Which insurance companies are offering Healthy DC Plan?

There are three insurance companies offering Healthy DC Plan:

  • AmeriHealth Caritas District of Columbia Healthy DC Plan
  • CareFirst BlueCross BlueShield Healthy DC Plan
  • MedStar Family Choice Healthy DC Plan

All three insurance plans cover the same services. The major differences are provider networks and prescription drug coverage. Use our 2027 Healthy DC Plan Match Tool for more information on coverage and prescription medication.

Looking for a 2026 Healthy DC Plan? Preview 2026 Healthy DC Plans now.

Keeping your Healthy DC Plan

It is very important to keep your information updated to keep your Healthy DC Plan coverage. You must report any changes to your income, address, tax filing status, and immigration status.

Need help?

HEALTHY DC PLAN CONTACT CENTER

(833) 432-7526 / TTY: 711

Mon-Fri 8am-6pm

CONTACT FORM

If you don’t find what you’re looking for, please fill out this contact form for more assistance from our team.

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