Shop and Save with Essential Plans

Many DC Health Link Small Business plans are designed to make shopping easier, health care more affordable, and vital services more accessible to District residents. These Essential Plans, also called standard plans, cover primary care, specialists, urgent care, and generic drugs without deductibles.

Essential plans are designed to meet your needs by:

Covering service before you meet your deductible
COVERING SERVICES BEFORE YOU MEET YOUR DEDUCTIBLE

All Essential Plans cover important in-network services without deductibles. These services include:

  • Primary care visits
  • Specialist visits
  • Urgent care visits
  • Heart disease and stroke treatment
  • Generic drugs
  • Type 2 diabetes treatment
  • Free insulin
  • Mental and behavioral health care office visits
  • Pediatric mental health office visits with a $5 copay

Use our Plan Match tool to see which of your prescription drugs are covered with no cost-sharing.

You can also find information on services covered before you meet the deductible in each plan’s Summary of Benefits and Coverage document.

Save time shopping
SAVE TIME SHOPPING

Comparing essential plans makes it faster and easier to find a plan that meets your needs and budget. All essential plans at the same metal level have the same cost for doctors’ visits and generic drugs. The major differences among essential plans at the same metal level are monthly premiums and provider networks.

Designed to fit the needs of dc residents
DESIGNED TO FIT THE NEEDS OF DC RESIDENTS

DC Health Link is committed to improving health equity in the District by enhancing access to services for health conditions widely affecting the community, including Type 2 diabetes and heart disease.