What Type of Account Do You Need?
Individual & Family
Get private medical or dental insurance, or Medicaid for you, or for you and your family
Small Business
Create a health benefits program for your company
Employee
Sign up for employer-sponsored insurance
Broker
Sign up to sell health insurance through DC Health Link (for licensed Brokers)
Start OverDo you want lower monthly premiums?
In less than 60 seconds, find out if you qualify for lower monthly premiums.
Yes
No
You also won't learn if you could qualify for premiums as low as $2 per month through the American Rescue Plan.
Select YES to find out if you qualify.
Tell us about yourself
Who needs coverage? You? You and your family?
coverage begins:
Age field must not empty
You indicated that you'll be age 65 or older when coverage begins. Learn more about Medicare coverage and enroll.
Most people who are 65 or older are eligible for Medicare and will not buy insurance coverage through DC Health Link. If this person will receive health coverage through Medicare, you should remove them from this family profile while using this tool.
This list is limited to 11 participants.
How many people are in your household?
Household field must not empty
Is employer coverage available to everyone in your household?
Yes
No
What is your household expected income in 2021?
Household income field must not empty
You must specify your household income.
There was an error calculating your advanced premium tax credits.
Coverage through Medicaid:
Medicaid: The following member(s) of your household may be eligible for free coverage through Medicaid :
People eligible for Medicaid can apply anytime and will learn more about their healthcare options if their application is approved.
This is our estimate. To get an official determination, you must submit an application through DC Health Link. Select APPLY FOR MEDICAID to create an account on DC Health Link and apply.
Ineligible for lower monthly premiums or Medicaid
Based on the information you provided, we estimate that your household is not eligible for lower monthly premiums or Medicaid available through DC Health Link.
Lower out-of-pocket costs
We estimate that the following members of your household may be eligible for cost-sharing.
Cost-sharing reductions reduce your out-of-pocket costs for deductibles, copayments and coinsurance if you enroll in a Silver level plan. When you compare plans, you'll see that Silver plans have lower out-of-pocket costs.
This is our estimate. To get an official determination, you must submit an application through DC Health Link. Select CONTINUE to create an account on DC Health Link and apply.
Lower monthly premiums for health insurance
We estimate that you can get a lower premium. Your monthly premium reduction may be:
You can use this amount to pay for coverage for:
We estimate that the following members of your household aren't eligible for financial assistance through DC Health Link:
Lower out-of-pocket costs
We estimate that the following members of your household may be eligible for cost-sharing.
Cost-sharing reductions reduce your out-of-pocket costs for deductibles, copayments and coinsurance if you enroll in a Silver level plan. When you compare plans, you'll see that Silver plans have lower out-of-pocket costs.
Lower out-of-pocket costs
Those who are eligible for lower monthly premiums may also be eligible for lower out-of-pocket costs. Lower out-of-pocket costs reduce the amount you pay for deductibles, copayments and coinsurance if you enroll in a silver level plan. When you compare plans, you'll see that silver plans have lower out-of-pocket costs.
Native American Alaskan Native
You indicated that member(s) of your household are of Native American or Alaskan Native descent. American Indians and Alaskan Natives may be eligible for important health coverage benefits, savings and protections through DC Health Link. The CHECKBOOK tool can make some of these calculations, but the results you see may not reflect the full benefits that may be available to you. To confirm your eligibility, select CONTINUE to create an account on DC Health Link and apply.
Likely ineligible for lower monthly premiums or Medicaid
We estimate that the following member(s) of your household may not be eligible for lower monthly premiums or lower out-of-pocket costs available through DC Health Link:
Important —Effects of employer coverage: This estimate assumes that your household may not be eligible for lower monthly premiums or lower out-of-pocket costs because you indicated that employer-sponsored coverage is available to everyone in your household. However, if the employer-sponsored coverage is considered expensive by government standards, or doesn't include some government-required benefits, you may still qualify for lower monthly premiums. If you want to compare what your cost for plans might be if you apply for and are determined eligible for lower monthly premiums or lower out-of-pocket costs, click here.
Important — Effects of employer coverage: This estimate assumes that member(s) of your household are eligible for financial assistance because the employer coverage available to everyone in your household is considered expensive by government standards, or doesn't include some government-required benefits. If you want to compare what your cost for plans would be if you're NOT eligible for financial assistance click here.
This is our estimate. To get an official determination, you must submit an application through DC Health Link. Select CONTINUE to create an account on DC Health Link and apply.
